Precision financial models for smarter decisions.
Zitics OPAL (One Platform for Automated Lending) powers our solutions, bridging technology and innovation to meet the unique needs of our users. Our offerings are tailored to below four key user segments, creating seamless connections across User Segments, the Platform, and our Services.
Financial Institutions
Tailored digital solutions for new and existing customers
For Existing Customers
Digital Transformation SuiteFor New Customers
Digital Platform SuiteBusinesses
Seamless loan proposal creation and submission
For Businesses
Digital Loan SuiteFinTech
Scalable digital lending infrastructure and insights
For FinTechs
Digital Innovation SuiteFinancial Experts
Build, integrate, and monetize lending solutions
For Experts
Digital App Store
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- Benefits
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** : Certain features, services, or functionalities described on the Website may be under development or planned for future release.
Ozone**, the Zitics App Store empowers developers, experts, and innovators to build and deploy apps that transform corporate lending.
Leveraging the Zitics OPAL Platform, it offers APIs, tools, and support for creating tailored solutions.
Designed for businesses, financial institutions, FinTechs, and experts, the Ozone fosters collaboration and drives value creation across the lending ecosystem
** Ozone is currently in the development phase, and we will be sharing further details about the project timelines soon. Stay tuned for updates!
Developers
Build and deploy apps using Zitics Opal APIs. Monetize solutions by publishing on the App Store. Enhance the lending ecosystem with tailored tools
Experts
Offer niche services like compliance, advisory, or statutory reports. Deploy apps to reach diverse customers and stakeholders
Design
Define the app’s purpose and target audience. Access Zitics Opal APIs and tools to align with lending requirements. Plan features to address specific stakeholder needs, such as businesses or financial institutions
Develop
Build the app using Zitics’ robust development environment. Test and validate functionality in a secure sandbox. Incorporate feedback from stakeholders to refine and enhance the app
Deploy
Publish the app on the Zitics App Store for wide accessibility. Enable seamless integration for users across the lending ecosystem. Monitor app performance and update regularly for optimal user experience
Comprehensive API Access
Leverage Zitics OPAL's APIs for seamless integration and data management
Custom Development Tools
Robust tools to design, test, and build tailored apps for corporate lending
Secure Sandbox Environment
Test and validate apps in a risk-free, secure testing environment
App Monetization
Publish apps on the Zitics App Store to reach diverse stakeholders and generate revenue
Cross-Sector Collaboration
Develop solutions for businesses, financial institutions, FinTechs, and experts under one platform
Analytics and Insights
Access detailed analytics on app performance and user engagement for continuous improvement
Enhanced User Experience
Tools for seamless integration with existing workflows and optimized app functionality
Scalable Solutions
Build apps that cater to both small-scale needs and large-scale enterprise operations
Disclaimer: The claims are based on internal assessments and market research. Actual results may vary depending on business processes and user adoption. Figures are estimates and not guaranteed
Extensive Market Reach
Access diverse stakeholders across corporate lending ecosystem
Credibility and Trust
Build trust with quality-verified, compliant applications
Revenue Opportunities
Monetize apps with flexible and scalable pricing models
Seamless Integration
Integrate seamlessly with Zitics Opal lending platform
Scalability
Easily scale apps for businesses and institutions
Marketing and Visibility
Gain platform promotion and analytics-driven visibility
Support for Innovation
Develop tailored solutions using robust Zitics tools
Community and Collaboration
Collaborate with developers, experts, and stakeholders effectively
Actionable Insights
Access feedback and analytics to improve apps
Ecosystem Synergy
Align apps with Zitics ecosystem for enhanced utility
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The Digital API Suite empowers FinTechs with Zitics OPAL’s advanced capabilities, offering seamless integration via APIs or ready-to-deploy tools.
It accelerates growth by enabling innovation while Zitics provides a robust technological foundation.
Focus on scaling operations while we support your success with cutting-edge lending technology.
FinTech Companies
Seeking advanced lending tools and seamless technology integration
Digital Lenders
Requiring efficient, scalable, and ready-to-deploy solutions
Onboard
Implement the Zitics Opal technology infrastructure, ensuring all necessary tools and systems are deployed to create a robust foundation for your operations
Align
Customize and integrate your organizational policies, workflows, and preferences into the Zitics Opal Platform to achieve a truly personalized and seamless experience
Operate
Begin onboarding your customers, leveraging the platform to streamline processes, enhance decision-making, and accelerate your lending journey for sustained growth
** : Certain features, services, or functionalities described on the Website may be under development or planned for future release.
Seamless API Integration
Effortlessly connect to Opal's advanced capabilities.
App Integration
Utilize Zitics Opal Platform’s ecosystem of apps for enhanced functionality and customization.
Ready-to-Deploy Tools**
Pre-configured solutions for instant deployment.
Advanced Lending Technology
Cutting-edge tools for smarter credit decisions.
Scalable Infrastructure
Built to grow with your business needs.
Real-Time Insights
Data-driven insights for smarter lending choices.
Regulatory Compliance
Stay updated with evolving industry regulations.
Robust Security
Enterprise-grade security for sensitive data.
Continuous Support
Ongoing updates and expert technical assistance
Disclaimer: The claims are based on internal assessments and market research. Actual results may vary depending on business processes and user adoption. Figures are estimates and not guaranteed
Faster Deployment
Cut time-to-market by 40% with integration
Enhanced Efficiency
Speed up lending processes by 30% efficiently
Improved Decision-Making
Boost decision accuracy by 25% using insights
Scalable Growth
Handle 50% more customers with scalable tools
Regulatory Compliance
Ensure 100% compliance with automated regulatory checks
Data Security
Guarantee 99.9% data security with encryption
Cost Savings
Reduce operational costs by 20% through optimization
Faster Onboarding
Accelerate onboarding by 50% for quicker acquisition
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The Digital Platform Suite by Zitics caters to financial institutions aiming to onboard and service new and prospective customers.
As a Platform-as-a-Service (PaaS) offering, it provides a seamless, ready-to-deploy solution powered by the Zitics OPAL platform.
Designed to modernize and streamline customer engagement processes, this suite empowers financial institutions to unlock new opportunities, improve customer acquisition, and deliver exceptional services with ease and efficiency.
Relationship Managers (RMs)
Streamline interactions, manage leads, track progress effortlessly.
Credit Officers
Assess proposals, underwrite efficiently, automate workflows seamlessly.
Business Development Teams
Identify leads, engage customers, transform opportunities into relationships.
Compliance Teams
Ensure adherence, monitor processes, maintain regulatory standards flawlessly
IT Teams
Simplify deployment, manage platform, ensure seamless integration
Propose
Streamline proposal creation, validation, and submission via Orbit and Oasis.
Process
Simplify evaluation, underwriting, and approvals using Orion and advanced tools.
Partner
Enable onboarding, compliance monitoring, and collaboration with Onyx.
Smart Application Submission
Guides users for error-free submissions.
Document Upload & Management
Centralized, secure document storage.
Seamless Integration
Smooth communication with legacy systems
App Store Access
Access third-party services for proposals
Collaboration Tools
Enables real-time query resolution.
Advanced Compliance Assistance
Ensures adherence to regulatory standards
ZiticsAI-powered Insights
Provides insights to improve proposals
Automated Workflow
Automates policy checks and assessments
Post-Sanction Monitoring
Tracks compliance and performance post-sanction
Disclaimer: The claims are based on internal assessments and market research. Actual results may vary depending on business processes and user adoption. Figures are estimates and not guaranteed
50%
Reduction in application submission time with structured templates
60%
Faster document retrieval and document access for efficiency
30%
Faster integration between systems, reducing manual data transfer
50%
Reduction in manual efforts for post-sanction monitoring
100%
Compliance adherence with built-in tools
25%
Faster decision-making
100% Scalability
Reliable operations and growth with scalable technology
50%
Reduction in query resolution time through improved collaboration tools
40%
Improvement in user accessibility with multi-platform support
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Our offering enhances financial institutions’ service capabilities by integrating existing customer histories and digital records into Zitics Orion, the lender portal of Zitics OPAL.
It delivers actionable insights for cross-selling, automates renewals and compliance, and enables personalized engagement—boosting retention, strengthening relationships, and driving efficiency with smart, intelligent digitization.
Relationship Managers
Centralized data for proactive engagement and cross-selling
Compliance & Monitoring Teams
Automated tracking ensures seamless regulatory compliance management
Operations Teams
Streamlined workflows enable faster, more efficient processes
Business Heads
Actionable insights drive retention and business growth
Existing Customers
Access past records digitally through Zitics Orbit, embark on digital future
Transform
Compile digital loan records and integrate existing customer data into Zitics Orion. Provide customers digital access to selected data and tools via Zitics Orbit.
Automate
Streamline renewals, compliance, and operational workflows to enhance efficiency
Empower
Leverage AI insights to drive smarter decisions, foster growth, and enable continual improvement
** : Certain features, services, or functionalities described on the Website may be under development or planned for future release.
Smart Digitization of Existing Records
Digitize documents, queries, and memos—organized, seamless, and smart
Automated Account Renewals
Simplify renewals with paperless, accurate, and efficient workflows
Proactive Compliance Tracking
Automated alerts ensure adherence to regulations and sanction terms
Actionable Insights for Cross-Selling
Leverage analytics to identify customer-specific growth opportunities
Enhanced Customer Engagement
Real-time, personalized interactions through advanced digital tools
Centralized Customer Data Management
Unified access to organized records for smarter decision-making
Performance Monitoring and Analytics
Zitics AI**-powered dashboards enhance operational efficiency and outcomes
Scalable and Secure Technology
Robust encryption and scalability for safe, flexible operations
Seamless Collaboration Tools
Enable teamwork with streamlined tasks, queries, and updates
Disclaimer: The claims are based on internal assessments and market research. Actual results may vary depending on business processes and user adoption. Figures are estimates and not guaranteed
50% Faster Renewals
Significantly reduced turnaround times through workflow automation
100% Compliance Adherence
Full regulatory and sanction-term alignment with proactive tracking
2-5% Business Growth
Analytics-driven insights to unlock cross-selling opportunities
40% Higher Retention Rates
Enhanced customer loyalty through personalized engagement strategies
20-25% Cost Reduction
Reduced operational expenses by minimizing manual processes
70% Faster Data Retrieval
Improved accessibility and efficiency with centralized records
Improved Decision Accuracy
Precise and informed decision-making powered by AI insights
50% Productivity Boost
Streamlined tools enhance team collaboration and efficiency
40-50% Increased Customer Satisfaction
Better customer experiences through intuitive self-service portals
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The Digital Loan Suite is a PaaS offering designed for businesses, integrating Zitics Orbit for meticulously drafting loan requests and Zitics Oasis for discovering the right lending partners.
With advanced digital solutions and support tools, it simplifies the process, making it easy to understand while reducing complexities for a seamless end-to-end borrowing experience.
Small and Medium Enterprises (SMEs)
Seeking hassle-free corporate financing solutions.
Corporates
Navigating complex borrowing needs with structured applications.
Startups
Exploring funding opportunities with targeted lender discovery
Entrepreneurs
Accessing tools for optimized loan proposals and lender matchmaking
** : Certain features, services, or functionalities described on the Website may be under development or planned for future release.
Apply
Draft structured loan applications using Zitics Orbit, the borrower portal. Leverage decision support tools to ensure accuracy and readiness. Use self-due diligence features to evaluate financial preparedness before application submission.
Discover
Explore and connect with suitable lenders via Zitics Oasis, the deal marketplace. Match with financial institutions, Fintechs, or discovery lending consortiums / partners based on advanced matchmaking algorithms powered by ZiticsAI**. Access detailed insights to select the most relevant lending partner.
Submit
Submit your application and supporting documents securely through ZVault**. Collaborate with lenders in real time using Zitics QueRe for clarifications and updates. Streamline compliance and post-submission monitoring with Zitics Onyx, ensuring transparency and efficiency
Structured Loan Applications
Draft and submit precise, lender-specific applications via Zitics Orbit.
Intelligent Financial Analysis
Analyze financial metrics for better decision-making using ZiticsAI tools
Integrated Support Tools
Use tools like QueRe and Onyx for compliance and query management
Wide Product Selection
Simulations and ZiticsAI insights for optimal product choices
Secure Document Storage
Safeguard and share documents with encrypted technology using ZVault
Real-Time Collaboration
Communicate efficiently with stakeholders via Zitics QueRe and Zitics Okey
Compliance Assistance
Simplify compliance and reporting with Zitics Onyx
Faster Renewals
Reduce time spent on renewals with workflows powered by Zitics Orbit
Self Due Diligence
Assess financial readiness before loan application submission via Zitics Orbit
Disclaimer: The claims are based on internal assessments and market research. Actual results may vary depending on business processes and user adoption. Figures are estimates and not guaranteed
50% Time Reduction in Loan Applications
Save time drafting and submitting applications
50% Faster Lender
Discovery Quickly find the right lenders via Zitics Oasis
Up to 60% Time Savings in Renewals
Streamline renewals with workflows in Zitics Orbit
30% Improvement in Proposal
Acceptance Increase chances of acceptance with optimized applications
100% Secure Document Management
Safeguard and share documents with encrypted technology using ZVault** encryption
80% Reduction in Compliance Oversights
Simplify and ensure regulatory compliance effortlessly
Improved Collaboration Efficiency
Enhance stakeholder communication with real-time collaboration tools
70% Reduction in Manual Errors
Automate tasks to lower manual error rates.
Effortless Access to Expert Services
Connect to value-added services through Zitics Ozone